Latest Updates Around The World
Mortgage lenders have been here before. It’s a cyclical business, and most executives running companies in this sector have been through one or two cycles. The sector is experiencing a downturn, with interest rates rising, affordability falling and borrowers withdrawing from the market. Ultimately, rates drop. Buyers are re-entering the market. Pipelines are being refilled. […]
The focus on bank earnings has sharpened this quarter around balance sheet strength, return ratios and sustainability of growth, with HDFC Bank and ICICI Bank firmly in the spotlight. In an interaction with ET Now, Dnyanada Vaidya of Axis Securities shared her assessment of credit growth, deposit mobilization, profitability metrics and valuation trends among large […]
With mortgage rates expected to remain flat for the foreseeable future, lenders of all sizes are looking for creative ways to attract creditworthy borrowers who may not fit into the conventional lending package. Below are four trends that will allow lenders to expand their reach to new borrowers in 2026: Non-QM loans are becoming mainstream […]
When buying a house, you generally need a mortgage to finance the home. Taking out a mortgage is exciting, complicated and sometimes stressful. You can engage an independent mortgage advisor for this. This person will look at your situation and can give you independent advice. That can offer you some peace and quiet during this […]
Despite several years of housing market volatility, the fix-and-flip sector – where investors rehabilitate, reposition and upgrade homes – has shown resilience and is poised for meaningful growth in 2026. Although only recently recognized as a formal asset class with an institutional rating, the underlying strategy is anything but new. For decades, local experts, private […]
Trust is built through relationships. It is not automatic, it is not assumed, and it is never guaranteed – it is earned. Working for a respected company with a long track record does not automatically mean that someone has a Reliable mortgage advisor. Trust is personal. It’s part of the relationship between the loan officer […]
The current credit environment is tight and margins are under pressure. Clearly, a lender’s profitability has a lot to do with how well decisions are made and managed during the lending process. But many lenders still rely on manual reviews and policy updates that can take weeks. AI decisions change that reality. Instead of running […]
Bridge loan expert Sofia Nadjibi looks at consumers’ biggest concerns and misconceptions about bridge loans, so you can help steer them in the right direction Short-term home financing loansNow known as bridge loans, they have been around since the mid-20th century, yet many brokers and loan officers still view them as a strained strategy of […]
Every few years, someone in the mortgage industry announces that we are witnessing the dawn of the era of superlenders. This time, they say, it’s different. The major players have the technology, capital and market conditions to finally achieve total vertical integration. Soon we will all either be working for a handful of huge institutions […]
If you are planning to buy a home with less than 20% down, whether you are looking for a home for sale in Seattle, WA or checking out one house in Austin, Texas-you will likely encounter mortgage insurance in some form. Most buyers are familiar with borrower-paid mortgage insurance (BPMI), which is the monthly PMI […]
