Latest Updates Around The World
istock.com/scyther5 | Photo credit: scyther5 When granting loans, banks can no longer limit themselves to checking credit scores, assessing cash flows, taking collateral, and so on. They will likely go a step further by specifically checking borrowers’ criminal records. To this end, lenders are weighing the legality of accessing borrowers’ criminal records before resorting to […]
Banks expected to keep a close eye on asset quality as moratoriums, deferrals and rate pressures reshape risks | Photo credit: ArLawKa AungTun Banks will look more closely at loans extended to export-led companies, with the Reserve Bank of India (RBI) recently announcing the implementation of relief measures for exporters, experts say. Madan Sabnavis, chief […]
Chairman of the State Bank of India Challa Sreenivasulu Setty | Photo credit: SHASHNK PARADE State Bank of India (SBI) is backing a new wave of mergers among state-backed lenders as policymakers explore ways to build scale and finance growth in the world’s fastest-growing major economy. “Further rationalization could make sense. There are still some […]
We have been used to paying directly via multiple online platforms and apps for years. The Unified Payments Interface (UPI) has managed to connect banks across the board to create the most seamless transactions. However, the scenario is still not that simple and easy when we consider taking loans from banks, NBFCs and microfinance players. […]
Banks have reported a marked improvement in asset quality in the unsecured personal, micro and credit card lending segment in Q2FY26, a sore point during the last fiscal as the focus was on providing better quality loans to disciplined borrowers. Lenders are now focusing on gradually rebuilding their unsecured lending business as repayment trends improve, […]
Banks are slowly going to extend loans against shares and bonds, because the markets remain volatile in the midst of increased trade tensions between India and the US, experts say. According to data collected by lineThe loans from banks against shares and bonds rose by 2-6 percent on an annual basis (yo-juli 2025 on annual […]
For many millennials, auto ownership is formed by flexibility, technology and cost-conscious decisions. With increasing costs of living and changes in Work-Life BalancePersonal contract purchase (PCP) Agreements have become a popular way to gain access to vehicles without the burden of full ownership. But what if the convenience came up with an invisible catch? In […]
In FY25, only 16 percent of the NTC loans were extended by banks and the rest was facilitated by shadow credit providers, says a banker | Photocredit: Prashanth Vishwanathan After the new Dring of the Government and Reserve Bank of India (RBI) for banks to punish loans to new customers of Nieuwe Credit (NTC) without […]
Timely but time-limited support for MSMEs worked very well post-pandemic and must be made available again. | Photocredit: Anushree Fadnavis The Indian export that is affected by American double rates are less than 1 percent of GDP due to a low aggregated value of approximately 2 percent of GDP and exempt categories. That is why […]
The deposit growth of SCBs in semi-urban and urban areas also lies behind the average increase in the population groups, with their deposits that grow 22 times and 26 times in the past 25 years | Photocredit: Prashanth Vishwanathan Loans indicate “Bharat” (National India) and the mobilization of deposits of it appears to have proved […]
