How do I know if I’m ready to hire a financial advisor? You should strongly consider hiring a financial advisor if you have a significant amount of money available to save or invest. This can happen after years of making annual contributions to a retirement plan such as a 401(k) through your employer or suddenly […]
How do I know if I’m ready to hire a financial advisor? You should strongly consider hiring a financial advisor if you have a significant amount of money available to save or invest. This can happen after years of making annual contributions to a retirement plan such as a 401(k) through your employer or suddenly […]
How do I know if I’m ready to hire a financial advisor? You should strongly consider hiring a financial advisor if you have a significant amount of money available to save or invest. This can happen after years of making annual contributions to a retirement plan such as a 401(k) through your employer or suddenly […]
After the Liberation Madness of April 2025, I became increasingly defensive, although my asset allocation is not (yet) at the point where the rule of thumb would advise that your age should equal your fixed income. If that were the case, I would have 28% equities and 72% fixed income, and I’m not that conservative […]
In this My MoneySense column, Bosch talks about the financial lessons that shaped her journey, from the power of cash flow and strategic debt to the value of investing in herself and trusting her instincts. She shares how her approach to money is guided by curiosity, purpose and long-term thinking, offering practical insights for founders […]
According to the report, adjusted earnings in the fourth quarter were 88 cents per share, compared to 75 cents per share in the same quarter of 2024. Analysts on average had expected adjusted earnings of 77 cents per share, according to data compiled by LSEG Data & Analytics. The pipeline operator says revenue for 2025 […]
But the markets are not standing still. Over time, some asset classes outperform while others lag behind. Stocks can rise sharply during a bull market. Bonds can stabilize the portfolio during recessions. As these returns increase at different rates, the asset mix begins to diverge from your original allocations. An 80% equity portfolio can quietly […]
Spouse beneficiary When a spouse inherits an IRA or 401(k), he or she can inherit the account as an inherited account or transfer the account to his or her own IRA or 401(k) on a tax-deferred basis. IRA and 401(k) accounts generally require minimum distributions (RMDs) beginning at age 73. These are subject to US […]
When my family and I moved to Canada seven years ago, we spent months driving around neighborhoods deciding where we wanted to build our lives. Every time I got excited about a quiet street, a peaceful cluster of homes, or a beautifully maintained community, my wife would gently remind me that I admired retirement communities. […]
Per share, earnings for the quarter were 83 cents, down about 6% year-on-year from 88 cents. The insurer said adjusted profit, or what it calls core profit, came to $2 billion in the fourth quarter, up 5% from $1.9 billion a year earlier. Core profits for Manulife’s Asian segment during the period were US$564 million, […]