However, the recovery is expected to remain slow, with existing home sales well below normal levels and broader political and economic uncertainty keeping the outlook fragile. Realtor.com predicts that the average 30-year mortgage rate will hover around 6.3% in 2026 – slightly below the 2025 average of 6.6%. That’s according to Chief Economist Danielle Hale […]
The stable nature of mortgage rates in recent weeks is partly related to the consistency in mortgage spreads. The difference between the 30-year mortgage rate and the 10-year government rate is higher than the historical average of 1.60% to 1.80%, but at a current figure of 2.19% is much lower than at the end of […]
Crestline adds $17 billion in assets under management and expands Rithm’s capabilities into direct lending, financing liquidity solutions, insurance and reinsurance. “Our teams have already begun working together to identify opportunities to integrate our capabilities and support the expansion of Rithm’s broader platform,” said Doug Bratton, founder and CEO of Crestline, in a statement. Keith […]
According to Labrador, the settlement voids the contracts “as if they never existed.” During the course of their investigation, Labrador’s office claims they discovered that MV Realty’s contracts contained terms that the company “intentionally concealed because no reasonable family would agree to them.” As part of the settlement, MV Realty is required to contact every […]
“The way people buy and sell homes has changed; the world is more connected and buyers are now thinking globally,” Felix Bravo, president of eXp Realty International, said in a statement. “LYVVE brings agents and clients together in real time, making international home discovery simple and transparent. With built-in features like WhatsApp messaging, communication is […]
As interest rates continue to fall and borrower confidence rebuilds, originators operate in a market that requires both adaptability and creativity. To better understand how mortgage professionals are approaching today’s environment, I asked four experienced originators to share how they are guiding clients, leveraging non-qualified mortgage solutions (non-QM), and refining their playbooks to stay competitive. […]
For many borrowers, the appraisal is the most stressful step in a refinance: part mystery, part high-stakes hurdle. Is the house valued high enough? Will this delay the closure? What actually determines the final value? Lenders can help alleviate these concerns by adopting the right combination of technology, strategy and partnerships to modernize the process. […]
Over the past decade, interest rate marketing has been the dominant attraction in mortgage acquisition. The person who shouted the lowest thirty-year interest rate the loudest received the most attention. But attention has never been the same as intention, and intention has never been the same as a closed loan. What is happening now is […]
Toledo’s single-family home inventory rose to 1,150 active listings for the week ending Nov. 22, 2025, a 46% increase from the 787 listings a year earlier. The dramatic inventory expansion coincides with widespread price adjustments, as 38.3% of active listings reduced their asking prices during the week. The average list price in the Toledo metro […]
Hale said the magnitude of the blow to families who lose ACA subsidies will likely be severe if the subsidies are ended. “It will mean that health care will take up a larger portion of their monthly budget, and that budget shift has to come from somewhere,” she said. “So for people who are currently […]