Home Sellers in Texas are confronted with a slower fall market, because offers spend longer on the market and the stock in the entire state is rising. More than 137,000 single -family homes are now active in the entire state, equal to around 3.7 months delivery. Prices and inventory The Mediane Catalog Prize in Texas […]
Weekly inventory data In recent years our inventory data has grown steadily in August, but this year it is not. I initially believed that we had not yet reached the peak of the active inventory in 2025, but I have proven that it is wrong. Now we usually experience in the phase in which Inventaris […]
Mortgage spreads In 2025 my prediction for mortgage spreads was for them to improve by 0.27%-0.41%with an average of 2025 of 2.54%. As the volatility compresses and the Federal Reserve continues its rate-cut cycle, just like in 2024, the spreads must improve. With Mortgage spread to 2.15%last week, the improvement reached 0.39%, so we are […]
Home inventory The best story about housing in 2025 was the stock growth, which looks closer to what a normal housing market looks like. After the extreme sellers market that followed COVID-19, we experienced unhealthy housing market conditions at the end of 2020. At the beginning of 2021 I was talking about the need for […]
10-year revenue and mortgage interest In my forecast of 2025 I expected the following series: Mortgage interest between 5.75% and 7.25% The return of 10 years fluctuates between 3.80% and 4.70% In general, 2025 is on schedule with my prediction. The return of 10 years has remained within its correct reach in response to the […]
Weekly inventory data In recent years our weekly inventory data generally achieved the highest point in October or November, which is later than in the pre-covide era. Around mid -June, when the mortgage interest rate started to fall, I saw a slight shift in the data. If you had asked me if I expected that […]
10-year revenue and mortgage interest In my forecast of 2025 I expected the following series: Mortgage interest between 5.75% and 7.25% The return of 10 years fluctuates between 3.80% and 4.70% Now the 10-year return had a noticeable step on Friday because it traded around 4.34% before Jackson Hole’s comments came out of Powell, and […]
Mortgage spreads The improvement of the mortgage spreads in 2025 does not seem to get the attention it deserves because I believe that most people are not aware of it. The question could have been seriously suffered if the mortgage spreads were not improved compared to the worst levels of 2023. With extra rate reductions, […]
For now I believe it is a combination of things: lower mortgage interest, new list data that falls and frustrated home sellers who take their homes off the market, because they don’t get the price they wanted. In any case, one thing is certain: unless the mortgage interest rises again, we have probably already seen […]
10-year revenue and mortgage interest In my forecast of 2025 I expected the following series: Mortgage interest between 5.75% and 7.25% The 10-year yield fluctuates between 3.80% and 4.70% The return of 10 years this year between approximately 4.79% and 3.87% is fluctuated, taking into account the trade in that night’s range. In the meantime, […]