Latest Updates Around The World
Feature UAD uses computer vision to analyze property photos and extract information such as features, condition and visible damage. Restb.ai said the data is structured to align with the UAD 3.6 format, which significantly expands reporting requirements – including photo-level detail and separate assessments of interior and exterior condition and quality. “Our AI solution has […]
At a time when lack of affordability is a major concern for potential homebuyers, eliminating minimum credit score requirements on automated GSE underwriting may seem like a great idea to expand access to credit. However, there is a reason why the GSEs have had such requirements for decades. They acted as an important workaround against […]
The Federal Housing Enterprises Financial Safety and Soundness Act of 1992 requires FHFA to set different annual housing goals for single-family and multifamily mortgages purchased by the enterprises. FHFA published a notice of proposed rulemaking in the Federal Register on October 2, 2025, proposing 2026-2028 housing goals for single-family and multi-family dwellings. Public comments were […]
Lambert quoted Pulte as saying: “I expect the president will make a decision this quarter or early next year when it comes to the IPO.” The future of Fannie and Freddie has been a hot topic during President Trump’s second term, as the two government-sponsored enterprises spend their 17th year in receivership following the Great […]
Nothing has been determined at this time, Habib said in an interview. In the meantime, Pulte has opened the discussion to other industry professionals. Introduced in 2008, LLPAs compensate government-sponsored enterprises (GSEs) for differences in borrowers’ credit risk, including factors such as loan-to-value (LTV) ratio and credit score. Previously, the GSEs charged a fixed guarantee […]
“This is a watershed moment for the appraisal industry,” said Jake Lew, CEO of Aivre. “As UAD 3.6 reshapes the field, appraisers deserve technology that supports their judgment while improving speed and accuracy. We are proud to have the support of DGB, whose belief in human-centered innovation reflects our mission to ensure AI advances and […]
Akwaboah will continue to oversee Fannie Mae’s COO division. He will work alongside Fannie Mae executives Brandon Hamara and John Roscoe, who have been promoted to the role of co-presidents, according to the release. “With the addition of Peter as acting CEO and John Roscoe and Brandon Hamara as co-presidents, we now have a deep […]
Trade groups representing community banks and home lenders are urging the Trump administration to allow it Fannie Mae And Freddie Mac to purchase mortgage-backed securities (MBS) to help lower mortgage rates. The idea relies on amending the Preferred Stock Purchase Agreements (PSPA) to allow the GSEs to purchase and Ginny does MBS when the spread […]
After the move, Hamara resigned from Freddie Mac’s board of directors, according to a Securities and Exchange Commission (Sec) submission. Under the Trump administration, the boards of the government-sponsored enterprises (GSEs) have undergone several leadership changes. In his first week as FHFA director, Pulte immediately made waves by removing 14 board members across Fannie Mae […]
Fannie Mae And Freddie Mac Delete some requirements for lenders because of the potential inability to confirm income, reserves, tax and social security information from borrowers in the midst of the delay in government activities. Their guidance remains in force until the operations are completely resumed. Freddie said it will “follow the situation” and can […]
