Expected credit losses will help banks better understand their portfolio mix | Photo credit: iStockphoto The Reserve Bank of India’s draft guidelines on expected credit losses (ECL) for banks, if implemented unchanged, could lead to lenders pricing loans upwards and reshaping their lending strategies, experts say. “Expected credit losses will help banks better understand their […]
FILE PHOTO: A man walks past the Reserve Bank of India (RBI) logo outside its headquarters in Mumbai, India, June 6, 2025. REUTERS/Francis Mascarenhas/File Photo | Photo credit: FRANCIS MASCARENHAS The Reserve Bank of India may consider approving bankers’ request to reduce provisioning requirement for phase-2 loans to 1-3 per cent from the proposed 5 […]
Shares of Punjab National Bank (PNB) are expected to remain in focus during Muhurat Trading after the state-run lender said it will take an estimated hit of Rs 9,000 crore if it moves to the Reserve Bank of India’s new expected credit loss (ECL) framework by 2031. The disclosure makes PNB one of the first […]