Expected credit losses will help banks better understand their portfolio mix | Photo credit: iStockphoto The Reserve Bank of India’s draft guidelines on expected credit losses (ECL) for banks, if implemented unchanged, could lead to lenders pricing loans upwards and reshaping their lending strategies, experts say. “Expected credit losses will help banks better understand their […]
Lenders will be provided with a glide path (until March 31, 2031) to mitigate the one-off impact of any higher provisioning on their existing portfolio Incremental provisioning that the Bank of India (BoI) may have to make to meet the RBI’s proposed provisioning norms based on expected credit losses (ECL) could have an impact of […]