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For many newcomers to Canada, personal and financial goals can feel like they’re moving in opposite directions. You want to say yes to everything—travel, dinners out, live music, social events—but you’re also thinking about building an emergency fund, saving for retirement, and staying out of debt. Add to that the costs of getting established, a […]
Rent report can help increase the credit scores “Your rent is your biggest monthly obligation for debt payments, so it is unfair that it is not counted to build your credit,” said Viler Lika, founder and CEO of rental service company Singeykey. Companies such as Singeykey, Zenbase, Lorrowell and Frontlobby offer such rental reporting services, […]
According to a TD study from 2025, 92% of the newcomers understood the importance of building credit before he arrived in Canada. Yet 82% of those who apply for a credit became immediate barriers. For many, these challenges go beyond the discomfort. They have a direct influence on immigrants’ ability to secure housing, buy a […]
