According to the RBI statement, credit growth at PSBs has been consistently higher than that of private sector banks (PVBs) over the past five quarters. Photo credit: ROY CHOWDHURY A According to RBI, credit growth of public sector banks (PSBs) at 14.1 per cent (year-on-year) in December 2025 exceeded the overall bank credit growth of […]
At a time when the Indian banking system is witnessing a steady recovery in credit growth, concerns over the loan-to-deposit ratio (LDR) have revived. The debate focused on whether rising credit growth relative to deposits could become a structural headwind, especially for public sector banks.Speaking to ET Now, Yuvraj Choudhary of Anand Rathi Institutional offered […]
The artificial intelligence storm that roiled global markets has visibly shaken Indian IT stocks, but for seasoned fund managers, volatility often presents opportunities. Shreyash Devalkar, head of equities at Axis Mutual Fund, spoke to ET Now to share his unfiltered view on the AI-powered sell-off, and where investors should position themselves in this fast-changing landscape. […]
Among private banks, South Indian Bank’s total advances and deposits rose by 11 per cent and 12 per cent, respectively, to ₹ 96,765 crore and ₹ 1.18 lakh crore at the end of December. | Photo credit: REUTERS/AJAY VERMA Bank lending continued to grow faster than deposits in the third quarter of FY26, according to […]
RBI’s 125 bps repo cut has failed to boost deposits even as credit demand continues to rise across sectors | Photo credit: AJAY VERMA With bank loan growth outpacing deposit growth, the gap between them has widened to 123 basis points (bps) as of November 28, a far cry from the balanced situation a year […]
Investors looking for opportunities in exports, financials and midcaps may have to adopt a selective approach, says Asit Bhandarkar, senior market strategist, JM Financial MF in an exclusive interview with ET Now. Export: textiles, pharmaceutical products and IT as focus areas When asked about the potential value in the export sector amid ongoing trade uncertainties, […]
Motilal Oswal Asset Management Company is taking a decisive overweight in large private banks and is betting on improving net interest margins, lower credit costs and robust credit growth. Executive Director and CBO Akhil Chaturvedi believes that after years of underperformance, the industry is poised to outperform as balance sheets strengthen and earnings momentum increases. […]
In an exclusive conversation with ET NowDhananjay Sinha of Systematix Group shared his perspective on the ongoing market trends, particularly focusing on PSU banks and the metals sector. With Nifty under mild pressure, the spotlight is on public sector banks, which have driven the market’s recent revival. When asked about his views on PSU banks […]
Ashok Chandra, Managing Director and Chief Executive Officer of Punjab National Bank (PNB), expects the VAT rate reduction to boost progress in retail and MSME (Micro, Small and Medium Enterprises) by 1 to 2 percent. Talk to business line after announcing the financial results for the July-September quarter (Q2 FY26), he also hoped that the […]
Goldman Sachs has turned bullish on Indian banking stocks, saying easing financial conditions, low earnings expectations, improving profitability and attractive valuations are paving the way for a strong recovery. The brokerage expects Nifty Bank to outperform the broader market, with banks and NBFCs offering up to 30% upside from current levels. 1. Easier financial conditions […]