Haryana Public Holidays 2026

Public holidays in Haryana for 2026 include national holidays, state-specific celebrations, regional festivals and mandatory closures on the second and fourth Saturdays. These holidays are applicable to public sector banks and most private banks operating across the state. Haryana Public Holidays 2026: 53 Days January 10 (Saturday) – Second Saturday January 23 (Friday) – Vasant […]

Public Holidays of Himachal Pradesh in 2026

Public holidays in Himachal Pradesh for 2026 include national holidays, state-specific celebrations, regional festivals, and mandatory closures on the second and fourth Saturdays. These holidays apply to banks operating across the state. Himachal Pradesh Public Holidays 2026: 48 days January 10 (Saturday) – Second Saturday January 24 (Saturday) – Fourth Saturday January 25 (Sunday) – […]

The number of unsecured private loans amounts to 53.1% of the total private loans for banks: FSR

Among banking groups, the share of PVBs (private sector banks) in new unsecured loan slippages was higher | Photo credit: phakphum patjangkata Slippages in the area of ​​unsecured private loans may require increased vigilance from banks. According to the latest Financial Stability Report (FSR), slippages in these loans constituted 53.1 percent of the total slippages […]

Lenders will not be able to charge prepayment fees on variable rate loans made to individuals, MSEs from January 1, 2026

The RBI said its directions are subject to specific conditions based on the property category and loan amount sanctioned. Banks and Non-Banking Finance Companies (NBFCs) cannot charge prepayment charges on floating rate loans extended to individuals for non-business purposes and to individuals and Micro and Small Enterprises (MSEs) for business purposes, as per the RBI’s […]

Where Valuations Still Make Sense: ICICI Pru’s Vaibhav Dusad on IT, Banks and Select Contrarian Bets

In a market struggling with high valuations and uneven earnings momentum, ICICI Prudential AMC is seeing selective moments of comfort emerging. Senior fund manager Vaibhav Dusad outlines why technology and big private banks offer reasonable entry points, how interest rate cycle dynamics are reshaping the financial sector, and where contrarian opportunities could emerge as sector […]

RBI’s latest guidelines on financial services of commercial banks ease reorganization requirements and potential operational disruption for many banking groups, says Crisil Ratings

The guidelines provide flexibility with regard to overlapping lending activities within large banking groups While the RBI’s latest guidelines on commercial bank financial services have eased restructuring requirements and potential operational disruption for many banking groups, they do strengthen compliance requirements for them, according to Crisil Ratings. The guidelines provide flexibility regarding overlapping lending activities […]

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