The share of market borrowings of NBFCs in total liabilities will increase from 43 per cent in FY24 to 64 per cent in FY27 | Photo credit: iStockphoto Non-banking finance companies (NBFCs) will increasingly tap capital market instruments such as external commercial loans (ECBs), non-convertible bonds (NCDs), commercial paper (CPs) and inter-corporate deposits to finance […]
According to RBI Bulletin, the weighted average loan speed (Walr) on fresh and outstanding rupid sessions of planned commercial banks fell with 79 BPS and 31 BPS respectively. | Photocredit: Getty images The passage of the cumulative 100 basic points (BPS) reduced loans and deposit rates in the Repo rate in February 2025 to June […]
India has an informal workforce with low credit penetration, but the share of new-to-credit loans continues to fall. | Photocredit: Getty images The bank loan mix has changed considerably over the past 14 years, whereby the share of business advances falls from 58 percent to 36 percent and the company financing that leaves banks, according […]
Mumbai: Corporates are ready to return to bank loans such as the spread between the marginal costs of funds of funds -based loan interest (MCLR) and bond returns continue to narrow. The spread, which was widened to 210 basic points in April 2025, has now decreased to around 150 BPS, levels that were last seen […]
Lack of financing places small and medium -sized MFIs in a difficult place Photocredit: Marchmeena29 Banks, in particular the public sector (PSBs), have stopped expanding loans under “A” rated micro-financing institutions (MFI) while stress continues to rise in the sector, sources say. “Last year’s negative developments in the sector have led most banks to include […]