Latest Updates Around The World
“Affordability is front and center for Americans across the country, who are feeling the pressure of rising housing costs,” said Sarah Brundage, president and CEO of the National Association of Affordable Housing Lenders (NAAHL), said in a statement released ahead of the State of the Union address. “Expanding homeownership is a goal worth championing. But […]
Apartment demand in the Midwest has quietly become one of the strongest stories in American housing, even as the national rental market cooled. RentCafe, using data from its sister apartment rental analytics provider, Yardi matrixlisted Cincinnati as the best apartment market to watch this rental season. Minneapolis, Cleveland and Kansas City, Missouri, ranked in the […]
The questionnaireconducted in December by bipartisan poll watchers Echelon Insights And GBAO strategiescollected responses from nearly 2,600 voters aged 50 and over. This showed that women between the ages of 50 and 64 are particularly concerned about their economic security, a concern that extends to long-term retirement planning. More than half of women surveyed are […]
Inflation hasn’t just made things more ‘expensive’. It disrupted household planning – because the largest line item in most budgets, housing, continues to be purchased in the wrong unit of measure. When families budget based on monthly outflows but search by list price, the market becomes inefficient, stress increases and mobility collapses. The solution is […]
New York Governor Kathy Hochul signed a long-awaited agreement state law designating constructed homes as real estate in December. Over the next eleven months, the question will be whether the newly enacted measure can deliver on the promised mortgage-style financing or get stuck due to legislative regulations. Regulators, lenders and manufactured housing advocates will spend […]
With housing affordability at the forefront nationwide, Democratic Pennsylvania Governor Josh Shapiro proposed a $1 billion program to build more housing across the state. Shapiro’s Critical Infrastructure Fund – nestled within his broader $53.26 billion budget recommendation – would support housing and infrastructure projects and finance them with capital raised through new bonds. “Instead of […]
Utah lawmakers opened their 2026 legislative agenda with a proposal to revive a once-fixed part of the American dream of homeownership: starter homes. By streamlining permit approvals and rezoning smaller lots, Beehive State lawmakers will look to pave a path to first-time homeownership. The bill would reduce minimum lot sizes to encourage the construction of […]
As we start the new year, affordability remains one of the biggest challenges facing the mortgage industry and the wider housing market. It continues to shape conversations among lenders, policymakers and consumers. Affordability is not a rate problem Ask most people what’s wrong with housing affordability, and the answer comes quickly: rates are too high. […]
Down payment assistance programs continue to play a role in expanding access to homeownership, offering an average benefit of approximately $18,000. DPR said the level of assistance reduces a homebuyer’s loan-to-value ratio by approximately 8.8%, improving borrower qualifications and overall loan profiles. Many programs also cover closing costs, prepayment fees, mortgage interest rate buydowns, and […]
“For years, analysts have held out hope that the aging baby boom generation would trigger the ‘Silver Tsunami’ – a massive wave of homes being unlocked and coming back onto the market,” the paper said. report declared. “However, new data indicate that the Tsunami may instead hit the beach as a gentle, rolling wave.” California’s […]
