Reserve Bank of India Governor Sanjay Malhotra during a press conference in Mumbai, Maharashtra, Wednesday 1 October 2025. Sanjay Malhotra delivered a monetary policy statement. | Photocredit: Kunal Patil/PTI
The bank ruler, RBI, has proposed improving the credit flow from banks to the stock market and companies by increasing the prevailing limits and relaxing regulations.
After receiving comments from the industry, RBI will soon announce its final regulations.
The RBI credit policy has proposed a possible framework for banks to finance acquisitions by Indian companies. It has also removed the legal ceiling from lending against listed debts and improved limits for loans by banks against shares from £ 20 lakh to £ 1 crore and for IPO financing from £ 10 lakh to £ 25 lakh per person.
2016 Lending Framework must be withdrawn
The RBI has also proposed to withdraw the framework introduced in 2016, which discouraged the lending by banks to specified borrowers (with a credit limit of the banking system of £ 10,000 crore and higher).
Sanjay Malhotra, Gouverneur, RBI, stated that although the large exposure framework has been implemented for banks to tackle credit concentration risks to a certain entity or group at individual banking level, concentration risk at the level of the banking system will be managed by specific macro-courts and and when and when and when and when and when and and when and and when and and when and and when and and when and and when and and when and and when and and when and and and and when and and and and and and when and and and when and and and and and and when and and and and and when and and and and and and and and and when and and and and and and and and and and and and and and and and and when it, will be considered, and and and and and and and and when and and and and and and and and and and and and and and and and and and when and and and and and and and and when and and and and and and and and and and and and and and and and and and and and and unannominated, and and and and when and and and and and and and and and and and and and and and and when it is necessary, it is considered necessary.
NBFC Infra Financing Relief proposed
In an attempt to reduce the costs of infrastructure financing for NBFCs, the RBI proposed to lower the risk weights that apply to lending by NBFCs to operational, high -quality infrastructure projects.
RBI has new UCB licenses after 20 years
Since 2004, licenses for urban cooperative banks has been a break. Given the positive developments in the sector in the past two decades and in response to the growing question of stakeholders, the RBI has proposed to publish a discussion document on the license of new UCBs, he said.
Mahendra Kumar Jajoo, CIO (vast inkomen), Mirae Asset Investment Managers (India) zei dat de beleidsevaluatie veel belangrijke maatregelen heeft die verder gaan dan tariefaanpassingen, zoals de beoordeling van ECL (verwacht kredietverlies) kader, kapitaalmarktblootstellingslimieten voor banken en grote blootstellingsnormen, die potentieel een aanzienlijke invloed zullen hebben op het gemak in de financiële dienstverlening en de deepening the financial sector and the deepening of the financial sector and the deepening of the financial sector and the deepening of the financial services and the construction of the financial services and the construction of the financial services and the construction of the financial services and the construction of the financial services and the construction of financial services and the construction of the financial services and the construction of the financial services and construction of the financial provision provision and construction and construction of the financial provision provision.
“In terms of the immediate impact, it is expected that money market rates will further illuminate, while the long -term rates are likely to remain bound,” he said.
Published on October 1, 2025
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