The company has also rolled out a new version of its travel platform with an in-app AI assistant that allows travelers to ask questions, browse and make bookings through a simple conversation.
Launched with a beta version of AI, the new travel app can recommend destinations, create personalized itineraries and organize bookings for flights, trains, buses and metro, creating a seamless travel journey from planning to checkout.
About the new loyalty program, Paytm founder Vijay Shekhar Sharma said that Paytm will give gold coins even for person-to-person money transfers, which can be converted into digital gold after crossing a certain threshold level.
“Your P2P and your UPI payment on Paytm are absolutely worth their weight in gold. And no other app can give you that level of incentive. I’m talking about every other app that we have seen in the market. We have made it simple and clean and there is no restriction on how much gold you can get and so on,” Sharma said.
He said Paytm users can convert their points into gold once the value reaches ₹15.
Paytm Senior Vice President Yugal Tiwari said users will get one gold point for every ₹100 spent on the platform, and double points will be awarded when paying using Rupay cards.
“100 gold coins can be exchanged as ₹1 worth of digital gold,” Tiwari said.
Published on November 7, 2025
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