The company also surpassed the ₹5,000 crore AUM milestone in October, underlining continued demand for gold-backed credits in key markets, a press release said.
For the first half of FY26, total revenues stood at ₹481.11 crore, up fromcompared to ₹391.87 crore in the corresponding period of the previous year. Half-year profit after tax rose to ₹61.77 crore from ₹47.48 crore in H1 FY25. The half-year performance was driven by portfolio expansion, disciplined underwriting and continued improvements in operational efficiency across the distribution network.
In the second quarter, it delivered a steady performance, with total income of ₹254.53 crore and quarterly PAT of ₹31.63 crore. The contribution to the gold loan portfolio continues to be the main driving force behind the business, contributing 93.15 percent of the total assets under management.
Mathew Muthoottu, Managing Director, Muthoottu Mini Financiers Ltd, said, “Crossing the AUM mark of ₹5,000 crore in October is a significant milestone in our growth trajectory. Our focus has consistently been on responsible lending and deepening access to secured credit solutions for customers in India’s emerging markets.”
PE Mathai, Chief Executive Officer of Muthoottu Mini Financiers Ltd, added: “Our half-year performance demonstrates the strength of our calibrated expansion strategy and the efficiency of our business model.”
Published on November 19, 2025
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