Kaiser $10.5 Million Text Settlement: Claim $75 by February 12

These class action settlements usually feel like more work than they’re worth, but I wanted to tell you about this so you can decide what to do.

If Kaiser Permanente kept texting you after you told them to stop, then this one is worth a look. There’s a $10.5 million settlement on the table, and individual payouts could make sense: up to $75 for each qualifying text message you receive.

What Kaiser allegedly did

According to the class action complaintKaiser Foundation Health Plan (doing business as Kaiser Permanente) sent marketing text messages to consumers who had already texted “STOP” or similar opt-out language. The lawsuit, filed by Jonathan Fried, claims this violates federal law Telephone Consumer Protection Act (TCPA) and Florida’s Telephone Solicitation Act.

Kaiser denies wrongdoing but agreed to settle to avoid the costs and uncertainty of the trial.

Are you eligible?

According to Top class actionsyou may qualify if:

• You have received more than one text message from Kaiser Permanente in the meantime January 21, 2021 and August 20, 2025
• You had already opted out by replying “STOP” or similar language before receiving these messages
• You are a US resident (rural class)

There is also a separate Florida class for residents who received a text message at least 15 days after sending an opt-out response.

How to make your claim

You should have received a settlement notice with a unique ID and PIN. To archive:

• Online: Visit KaiserTCPASettlement.com and enter your unique ID and PIN
• By post: Download the claim form from the settlement website and send it (postmarked February 12, 2026) to: Kaiser TCPA and FTSA Settlement, PO Box 6049, Portland, OR 97228-6049
• By telephone: Call the settlement manager 877-805-8877

Why I’m telling you about this

Look, I know what you’re thinking. Class action settlements usually amount to a few dollars and a lot of hassle. But this one is different for two reasons:

First, $75 per text adds up quickly. If Kaiser sent you five or 10 text messages after you unsubscribed, that’s $375 to $750. When you’re dealing with debt, it’s real money: a utility bill, a car payment, or part of a delinquent credit card.

Second, the submission process takes several minutes. You enter your ID and PIN on a website. That’s it. The math here is simple, and I’m a math guy.

Debt is math, not morality. And if someone owes you money, collecting it is just good math.–Steve Rhode

Case details

For your reference, here are the details of this settlement:

• Case name: Fried v. Kaiser Foundation Health Plan Inc.
• Case number: 2025-016220-CA-01
• Court: Circuit Court of the Eleventh Judicial Circuit, Miami-Dade County, Florida
• Preliminary approval: October 1, 2025
• Final Approval Hearing: January 28, 2026
• Class Counsel: Shamis & Gentiles Pa; Edelsberg Law dad dad dad

Frequently asked questions

How much money can I get from the Kaiser text message settlement?

You can receive maximum $75 for each qualifying text message. The exact amount depends on the number of valid claims submitted. If the total number of claims exceeds $10.5 million, payments will be reduced proportionately.

When is the deadline to file a Kaiser settlement claim?

The claim period is February 12, 2026. Claims must be submitted online at KaiserTCPASettlement.com or by post and postmarked before that date.

Do I need a lawyer to file a claim?

No. Filing a claim is free and can be done online in minutes. You will need your unique ID and PIN from the settlement notice. If you have not received a notification but believe you are eligible, contact the settlement administrator at 877-805-8877.

When will the settlement payments be sent?

According to the settlement termspayments will be made approximately 75 days after the court grants final approval. The final approval hearing was scheduled for January 28, 2026. Delays are possible if an appeal is filed.

(Source: Top Class Actions | ClassAction.org)