Higher CPF returns are coming! Singapore is quietly on the cusp of the most significant CPF upgrade in a generation. In this episode we take a deep dive into the Lifetime Retirement Investment Scheme (LRIS) – first proposed in 2016 and now in its final stages – and explain what the government actually thinks about pension investing. This is not about chasing returns. This is about designing a system that balances growth, security and longevity – without exposing ordinary Singaporeans to catastrophic failures. We analyze: Why CPF needs to go beyond guaranteed interest The policy philosophy behind LRIS and why it has taken almost a decade Why simplicity, low costs and sliding investments matter more than stock selection How Malaysia’s EPF delivers consistent long-term returns of 5-6% How Hong Kong’s MPF Default Investment Strategy (DIS) has delivered annual returns of around 6.9% since 2017 – decisively beating inflation Why LRIS is a Singapore-calibrated hybrid, not a copy of overseas systems This is institutional investing for ordinary people citizens – boring in design, powerful in results. If you are interested in: ✔ CPF ✔ Pension adequacy ✔ Inflation protection ✔ Long-term accumulation ✔ Avoiding irreversible mistakes…this conversation is important. 👍 Like the video 📌 Subscribe to 1M65 💬 Comment below: Should CPF members get this default option sooner? #CPF #LRIS #RetirementPlanning #SingaporeFinance #1M65 #CPFInvesting #FinancialEducation #RetirementAdequacy #LongTermInvesting #PensionSystems #EPF #MPF #DefaultInvesting #PassiveInvesting #Compounding #WealthPreservation…
#Higher #CPF #returns #coming