FinCap Friday: holiday hype or hidden debts?

FinCap Friday: holiday hype or hidden debts?

Black Friday broke spending records in 2025, yet we all heard people say, “Everything is too expensive in 2025!” That contradiction makes for a powerful conversation starter in the classroom. As more and more holiday spending headlines reach record highs, from credit cards to Buy Now and Pay Later, turn this current event into a case study that promotes critical thinking and questions financial choices and behavior. Dive into all this in the latest FinCap Friday below:

Click here to access the Kahoot quiz and discussion prompt. If you’re short on time, try the simplified No Tech version with questions embedded directly into the presentation slides!

About the author

Yanely Espinal

Born and raised by Dominican immigrant parents in Brooklyn, Yanely is a proud product of New York public schools. She graduated from Fiorello H. LaGuardia High School in 2007 before earning her bachelor’s degree from Brown University in 2011. As a member of the Teach For America corps, Yanely taught third and fourth grade in Canarsie, Brooklyn. She received her master’s degree from Relay Graduate School of Education in 2013. She spends her free time creating YouTube videos about personal finance on her channel, MissBeHelpful. Yanely also enjoys dancing, sewing, painting, listening to podcasts, and babysitting her 10 nieces and nephews!


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