This initiative is backed by a model loan scheme and provides loans up to ₹ 20 crores | Photo credit: Deagreez
The Startup Common Application pathway has been developed by the Indian Banks’ Association (IBA) in collaboration with PSB Alliance, the Association said in a statement.
“The portal provides startups with a single digital platform to access credit across all PSBs. It enables them to apply for loans, compare offers and track their applications seamlessly through a unified digital journey,” IBA said.
This initiative is backed by a model loan scheme and provides loans of up to ₹20 crores under the government’s Credit Guarantee Scheme for Startups, under the aegis of the Department for Promotion of Industry and Internal Trade.
“The platform integrates data sources such as PAN, GST, Udyam, ITRs and credit bureaus, ensuring faster processing and greater transparency. Special interest concessions are also extended to women entrepreneurs, further promoting inclusivity,” the association said.
Published on November 12, 2025
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