Total disbursements in Q2FY26 stood at ₹24,442 crore, a marginal increase of 1 per cent over the same quarter last year
However, asset quality gradually deteriorated. Gross NPA stood at 4.57 percent in September 2025, up from 4.29 percent in June, while Net NPA also deteriorated to 3.07 percent from 2.86 percent in the immediately preceding quarter. These are as per the RBI’s asset classification norms.

The company’s gross phase 3 assets stood at 3.35 percent, compared to 3.16 percent in June, while net phase 3 assets stood at 1.93 percent, up from 1.8 percent in June, as per Ind AS norms.
Total disbursements in Q2FY26 stood at ₹24,442 crore, a marginal increase of 1 per cent over the same quarter last year.
However, assets under management rose 21 percent year-on-year and stood at ₹2,14,906 crore as on September 30, 2025, compared to ₹1,77,426 crore as on September 30, 2024.
The Provision Coverage Ratio (PCR) for the quarter stood at 33.9 percent, compared to 34.4 percent in June.
The company’s Capital Adequacy Ratio (CAR) stood at 20 percent as of September 30, 2025, compared to the regulatory requirement of 15 percent, the company said in a statement.
CIFCL ended the trading day at ₹1,677.00, down around 4.4 per cent on the BSE.
Published on November 6, 2025
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