What the New Year’s credit deals promise – and why you should be wary – MoneySense

Credit card debt in Canada If your latest credit card statement dampened your seasonal joy, you’re not alone. According to TransUnionBy 2025, consumer credit card debt rose 1.95% year over year, with even bigger jumps for mortgages, lines of credit and auto loans. Wealth simple reports that Canadians have an average of $4,787 in credit […]

Travel for less by booking a stranger’s vacation (but buyer beware) – MoneySense

Sell ​​or buy unused travel bookings For sellers, the sites offer a chance to recoup much of the cost of a trip they can no longer make, due to work, illness, emergency or death. For buyers, they open the door to cheaper travel and accommodations, bringing more expensive options within reach or simply making a […]

Moving back home can save money, but only if you plan it right – MoneySense

While moving home can help you achieve your goals faster – paying off debt, replenishing your emergency fund or saving for a home – experts say it’s important that the decision is based on intention and that you have a good plan. Plan timelines and expectations in advance Jeri Bittorf, financial wellness coordinator at Resolve […]

Bitcoin’s Journey in 2026 Will Depend on Trump, Oil, and AI – MoneySense

2025 was a milestone year for BTC and other cryptocurrencies. The passage of the GENIUS Act in the US, which regulates stablecoins in US dollars, cemented crypto’s status as a mainstream asset. Equally important was the spread of cryptocurrency exchange-traded funds (ETFs) in Canada, the US and other countries. Investors no longer have to jump […]

We will try to keep the VNB margin within the 24% range by this fiscal end: HDFC Life Executive Director Niraj Shah

Private sector insurer HDFC Life Insurance has managed to reduce the impact of the GST changes on the Value of New Business (VNB) in the third quarter and hopes to reduce it further in the fourth quarter of this fiscal, said Executive Director and Chief Financial Officer Niraj Shah. Shah said the insurer has introduced […]

StanChart considers options for retail India charts unit

Standard Chartered Plc is reviewing its retail credit card business in India as part of a broader strategy to transform operations in the world’s fastest-growing major economy, people familiar with the matter said. The London-headquartered bank has held preliminary talks with a number of stakeholders in recent weeks with a view to reaching decisions as […]

How shorting the stock market works and why some investors use it – Money Bliss

Shorting a stock may sound confusing at first, but it is something you hear about all the time in the news. Many people wonder how it works and why anyone would try it. The idea of ​​making money when a stock price falls feels strange, especially when you usually hear about buying low and selling […]

The most common money argument DINK couples have after the holidays

Image source: shutterstock.com The holidays can make even well-organized couples feel a little out of balance. Travel, gifts, hosting, and “we deserve it” expenses quickly pile up, and then January comes along with bills and a reality check. For DINK couples, the stress can be extra confusing, because on paper, two incomes should make everything […]

Federal Bank Q3 PAT rises 9% on stable core income growth

Private loans made up 55% of customer assets, corporate loans made up 34%, while commercial loans made up the rest Private sector lender Federal Bank on Friday reported a 9 per cent year-on-year increase in net profit for the quarter ended December at ₹1,041 crore, led by steady growth in core income and asset quality. […]

Gross vs. Net Income: Why It Matters (And How to Calculate It in an Easy Way)

Understanding the difference between gross and net income is essential for budgeting. In this simple guide, you’ll learn what gross and net income really mean, why the difference matters, and how to calculate each in an easy way. Sometimes the most difficult part of creating a workable budget isn’t the budgeting itself. It ensures you […]