Measures to encourage retirement savings and increase premium ceiling for tax-free tenures for Unit Linked Insurance Products (ULIP) are among the top wish lists of insurers in the upcoming Union Budget for FY 2026-27. “India is facing a widening retirement savings gap, which is expected to reach $85 trillion by 2050. To address this, the […]
The initiative could irritate the US, which has warned against any attempt to bypass the dollar; US President Donald Trump has previously said the BRICS alliance is “anti-American” and threatened to impose tariffs on its members. | Photo credit: istock.com The Reserve Bank of India (RBI) has proposed that BRICS countries link their official digital […]
Swiss Re expects life insurance premiums to rise by 3.4 percent in calendar year 2025 and then by 3.5 percent in the year 2026 | Photo credit: iStockphoto Backed by resilient economic growth, rising risk awareness and supportive regulatory reforms, India’s insurance market is expected to grow in real terms at a compound annual growth […]
Real estate is talked about as if it is the quickest route to wealth, but is it really the right move for you? You’ve probably seen stories of people buying one house and slowly turning it into stable income, freedom, and long-term security. At the same time, you may worry about risks, initial costs or […]
As a self-employed person, you pay tax on your profits. But you are also entitled to tax benefits that reduce your taxable profit or make your tax planning smarter. Many schemes will remain in place in 2026, but the impact will shift. Some deductions are being further reduced, making it more important to know where […]
Creating a budget may sound overwhelming, but it is one of the most effective ways to take control of your money. A budget is simply a plan for how to spend, save and manage your income. Whether you’re trying to pay off debt, save for the future, or simply want to make your paycheck last […]
Most people don’t stay broke because they are bad with money. They stay broke because of little habits that feel normal. These habits don’t look like big mistakes. They seem like everyday choices that increase over time. You may not even notice them until you’re stressed, behind on bills, or wondering where your money went. […]
Image source: shutterstock.com Most couples don’t blow an emergency fund because they don’t care about safety. They screw up because they copy a rule of thumb that doesn’t match their real life, and then assume they’re “covered” when they’re not. One partner wants certainty, the other wants progress, and the savings target becomes a vague […]
Image source: shutterstock.com Two paychecks can feel like the ultimate cheat code: bills get paid, goals seem closer, and “no” becomes a word you rarely have to use. That’s exactly why lifestyle inflation creeps in so easily for dual-income couples, because nothing feels dramatic right now. It’s usually not one big mistake; they are a […]
Image source: Shutterstock If you live in a suburb that has never experienced a wildfire or flood, you may feel safe from the “insurance crisis.” But as of January 2026, major carriers will no longer look at your city or even your province to determine risk; they look at your zip code with surgical precision. […]