Budget 2026: Insurers are eyeing higher tax exemptions and a boost for pension savings

Measures to encourage retirement savings and increase premium ceiling for tax-free tenures for Unit Linked Insurance Products (ULIP) are among the top wish lists of insurers in the upcoming Union Budget for FY 2026-27. “India is facing a widening retirement savings gap, which is expected to reach $85 trillion by 2050. To address this, the […]

RBI powers and links the BRICS digital currency to facilitate cross-border payments

The initiative could irritate the US, which has warned against any attempt to bypass the dollar; US President Donald Trump has previously said the BRICS alliance is “anti-American” and threatened to impose tariffs on its members. | Photo credit: istock.com The Reserve Bank of India (RBI) has proposed that BRICS countries link their official digital […]

Indian insurance market expected to grow 6.9% over 2026-2030, more than US and China, says Swiss Re

Swiss Re expects life insurance premiums to rise by 3.4 percent in calendar year 2025 and then by 3.5 percent in the year 2026 | Photo credit: iStockphoto Backed by resilient economic growth, rising risk awareness and supportive regulatory reforms, India’s insurance market is expected to grow in real terms at a compound annual growth […]

Is Real Estate the Smart Move to Grow Wealth in the Long Term – Money Bliss

Real estate is talked about as if it is the quickest route to wealth, but is it really the right move for you? You’ve probably seen stories of people buying one house and slowly turning it into stable income, freedom, and long-term security. At the same time, you may worry about risks, initial costs or […]

Tax benefits for self-employed people in 2026: what will change (and which benefits will remain important)? – The Happy Financial

As a self-employed person, you pay tax on your profits. But you are also entitled to tax benefits that reduce your taxable profit or make your tax planning smarter. Many schemes will remain in place in 2026, but the impact will shift. Some deductions are being further reduced, making it more important to know where […]

Money habits that are keeping you stuck in your life are broken – Money Bliss

Most people don’t stay broke because they are bad with money. They stay broke because of little habits that feel normal. These habits don’t look like big mistakes. They seem like everyday choices that increase over time. You may not even notice them until you’re stressed, behind on bills, or wondering where your money went. […]

The emergency fund number most couples get wrong

Image source: shutterstock.com Most couples don’t blow an emergency fund because they don’t care about safety. They screw up because they copy a rule of thumb that doesn’t match their real life, and then assume they’re “covered” when they’re not. One partner wants certainty, the other wants progress, and the savings target becomes a vague […]

How dual-income couples accidentally build lifestyle inflation without realizing it

Image source: shutterstock.com Two paychecks can feel like the ultimate cheat code: bills get paid, goals seem closer, and “no” becomes a word you rarely have to use. That’s exactly why lifestyle inflation creeps in so easily for dual-income couples, because nothing feels dramatic right now. It’s usually not one big mistake; they are a […]