The Jab Test: Check Your VIN Today for the New $10,000 Auto Loan Interest Refund

Image source: Shutterstock If you bought a new car in 2025 or are planning a purchase this winter, you may be sitting on a tax gold mine without realizing it. Tucked into the One Big Beautiful Bill Act (OBBBA) is a temporary but powerful provision that allows Americans to deduct up to $10,000 in auto […]

The best apps for Android to spend less money – The Happy Financial

Now that products are becoming increasingly expensive, it can be difficult to make ends meet. You have less budget left for fun things. But in many cases you can cut back on your monthly expenses. For example, by keeping a household budget and providing insight into what you spend money on. You may have subscriptions […]

Real talk for real decisions: series about investing and study costs

2026 is in full swing, and so is your opportunity to learn directly from two leading voices in personal finance and higher education. We’re starting the year with two virtual PD series designed to deepen your understanding of investing and the price of college, topics that will help your students make smarter decisions. Every session […]

FTC Report: Debt Fraud is Now the Number 1 Junk Telemarketing

Quick answer: The FTC’s January 2026 Do Not Call Registry report shows that debt relief plans top the list of unwanted telemarketing calls reported by consumers. With 258 million numbers on the registry, scammers are still finding ways to get through. Here you can read what to look out for and how to protect yourself. […]

Trump’s 10% Credit Card Rate Cap: What Could Actually Happen?

Quick answer: President Trump called for a 10% cap on credit card interest rates “effective January 20, 2026,” but has no legal authority to enforce it without Congress. The average credit card rate is currently 22.3%. While there are bipartisan bills in Congress, none have moved forward. Don’t hold your breath, but understand your true […]

60% Can’t Handle a $1,000 Medical Bill: Utah Survey Reveals Crisis

Quick answer: A new survey of 1,000 Utah residents shows that 60% can’t handle a $1,000 medical bill without going into debt, 22% have already borrowed money for medical expenses, and a third are skipping care altogether. While specific to Utah, these findings reflect national trends that are pushing more Americans toward financial crisis – […]

Medical debt now linked to housing problems: study confirms

Quick answer: A new study from Johns Hopkins confirms what many Americans are experiencing firsthand: medical debt remains out of control. It culminates in housing problems, with people struggling to pay rent or mortgages after medical bills increase. This domino effect helps explain why medical debt remains a leading cause of bankruptcies – and why […]

The only bill that goes up if you move in together

Image source: shutterstock.com Living together initially feels like money gain. You split the rent, share streaming services and suddenly you’re buying one set of paper towels instead of two. Then comes the first full month and one category rises in a way most couples don’t expect. It’s not always rent, and it’s not always utilities. […]

Day trading, swing trading or position trading: which one suits your life? – Money happiness

If you’ve ever thought about investing in the stock market, you may have come across words like: day trading, swing tradingAnd position trading. These terms can feel a bit confusing at first, and it’s normal to wonder which one is right for you. Each trading style has its own pace, risks and rewards, and knowing […]