The hidden relationship risk of a two-income household

Image source: shutterstock.com Two paychecks can quickly make life feel smoother. Bills are paid on time, savings increase, and the “everything is going well” feeling can become the norm. But that same comfort can hide small disconnects until they turn into big ones, especially when both partners are busy and tired. Money no longer feels […]

How is the rent of a family member or partner taxed? – Money sense

Rental income When you earn rental income, you report it on your personal tax return on form T776 Statement of Real Estate Rentals. You can claim rental costs to reduce your taxable rental income. Common expenses include: Advertisement Insurance Mortgage interest Legal and accounting costs Management costs Condo Fees Repairs and maintenance Property taxes Utilities […]

Bharti AXA Life Insurance launches a deferred annuity plan “Swabhimaan Retirement”.

Bharti AXA Life Insurance on Tuesday said it has launched a non-linked, non-participating individual deferred annuity plan ‘Swabhimaan Retirement’, which allows customers to plan early and lock in annuity rates at current levels, ensuring guaranteed income for life. The life insurer said in a statement that the plan offers lifetime annuities (monthly, quarterly, semi-annual or […]

The IIFL board is likely to consider a separate listing of HFC by year-end, says MD

Nirmal Jain, Founder of IIFL Group and Managing Director of IIFL Finance The board of non-banking major IIFL Finance may evaluate options in the next three to six months, including a possible listing of its home finance subsidiary IIFL Home Finance, through a demerger or other appropriate structure, founder Nirmal Jain said. business line. The […]

Bank employees are going on strike to advocate the demand for a five-day working week

The United Forum of Bank Union, the umbrella body of nine banking sector unions, claimed that the one-day nationwide banking strike it called today to press its demand for the introduction of five-day banking and declaring all Saturdays a public holiday was a success. As bank employees up to the middle management level, who constitute […]

Why You Should Buy Diamond Prices: $200 vs. $1,600 for the Same Stone

If you’re looking for an engagement ring right now, you’ve probably heard about the demand for lab-grown diamonds. They are chemically and physically identical to mined diamonds, but come with a significantly smaller price tag. But while you may save money compared to natural stone, a recent study from… CBC Marketplace suggests you could still […]

I’ve been investing for 45 years: 5 stupid mistakes that almost every investor makes

More than 45 years ago I bought my first shares. Since then, I have lived through the 1987 crash (Black Monday), the dot-com bubble, the Great Recession, and the post-pandemic inflation spike. Market cycles change, but one thing never changes: human nature. In the forty years of watching people try to build wealth, I’ve noticed […]

Forget the ‘Dancing Robots.’ Here’s how you can actually benefit from automation.

I’ve been writing about personal finance since the early 1990s and about stock investing since the early 1980s. One thing I learned is that you can’t stop the future, but you can prepare for it and take advantage of it. Perfect example: Today we see headlines about retail recessions and warehouse automation replacing human workers. […]

The 10 golden rules for organizing and tidying your home

You’ve probably seen those home organization shows where a team of experts enters a messy house, buys $5,000 worth of clear plastic bins, and arranges everything the color of the rainbow. That’s not organizing. That’s staging. And for most of us, it’s expensive, unrealistic and impossible to maintain. Real organization is about changing the way […]