How a Couple Forgave $40,000 in Debt in 18 Months (Without Eating Ramen)

Mark and Sarah stared at a number that made their stomachs turn: $42,500. They were not reckless. But life, a roof repair here, education there had turned their balance into a suffocating burden. “We didn’t have an income problem,” Sarah admits. “We had a habit problem.” The solution was a double attack: finding smarter ways […]

The ‘check fraud’ spike: 8 ways seniors are drained after sending one bill

Image source: Pexels The simple act of sending a check to pay a utility bill has become one of the most dangerous financial behaviors for seniors in 2026. Criminal gangs have industrialized the theft of mail, targeting the blue USPS collection boxes with stolen “dart keys” that open every box in a zip code. Once […]

The $2,200 Difference: How the New Child Tax Credit Will Leave DINK Couples Behind in 2026

Image source: shutterstock.com If you filed taxes this season and feel like the system is handing out a silent bonus to families while you politely shrug your shoulders, you’re not imagining things. For many couples, the difference is not a few dollars; it’s a very real difference that can change how quickly a household builds […]

Misselling: Banks must refund and compensate customers, says RBI

Banks cannot resort to shady patterns such as fake countdown timers to force quick decisions, nor withdraw additional items such as products/services, charity payments or donations at the time of checkout from a platform, without user consent | Photo credit: The RBI on Wednesday issued comprehensive draft instructions on advertising, marketing and sale of financial […]

When does a hobby become a business?

Most of us dream of having a full-time job that not only keeps our finances healthy but also satisfies our creative tendencies. And many happy entrepreneurs manage to turn their pastime into lucrative pursuits. It’s actually amazing what we can achieve when we really dedicate ourselves to a particular project. Hobby, business or both? There […]

Transparency means that customers get clear information and are not surprised: RBI Dy Guv Swaminathan to banks

RBI Deputy Governor Swaminathan J According to RBI Deputy Governor Swaminathan J, banks must design their digital journeys in such a way that it is clear to customers what they are doing, what they are authorizing and what they are not. He emphasized that ethics ensure that small compromises do not develop into bigger problems. […]

MSCI adds Aditya Birla Capital and L&T Finance to the main global index and drops IRCTC

After the rejig, the number of Indian companies in the MSCI Global Standard Index will increase from 164 to 165. | Photo credit: THOMAS WHITE Global index provider MSCI has added financial services firms Aditya Birla Capital and L&T Finance to its widely held Global Standard Index, while state-owned Indian Railway Catering and Tourism Corporation […]

TMB will move 50% of its workforce to sales positions within two years, amid technical automation

Tamilnad Mercantile Bank will dedicate more than half of its staff to sales as its focus shifts from nurturing long-term customer relationships to increasing revenues, a top official said. This will be done through technology-led investments leading to automation benefits in many recurring jobs, Managing Director and Chief Executive Salee S Nair told PTI, underlining […]

Hangover with holiday debt: how to get your finances back on track

Recent surveys show that a growing number of Canadians are carrying holiday-related debt into the new year and are feeling more financial pressure as a result. In this article, we’ll explain what’s behind the Christmas hangover, why these types of debts have become so common, and provide practical steps to pay them off so you […]

Filing a tax return as an entrepreneur? Prepare yourself with the tax return checklist – The Happy Financial

Utrecht, February 9, 2026 – From March 1, almost 2.5 million entrepreneurs will file tax returns again. You too? And do you want to file a tax return smoothly and quickly? Use the Tax Authorities’ tax return checklist for entrepreneurs. You can find the tax return checklist at Belastingdienst.nl/ondernemersaangifte. We highlight a few points of […]