RBI can allow new urban cooperative banking licenses after 20 years

Reserve Bank of India Governor Sanjay Malhotra speaks of the monetary policy statement | Photocredit: RBI via PTI Photo After an interruption of more than two decades, the RBI may consider giving licenses for setting up new urban cooperative banks (UCBS). “Since 2004, the issue of new licenses for UCBS has been paused after the […]

RBI proposes higher credit limits, business financing attempt in credit policy

Reserve Bank of India Governor Sanjay Malhotra during a press conference in Mumbai, Maharashtra, Wednesday 1 October 2025. Sanjay Malhotra delivered a monetary policy statement. | Photocredit: Kunal Patil/PTI The bank ruler, RBI, has proposed improving the credit flow from banks to the stock market and companies by increasing the prevailing limits and relaxing regulations. […]

Proposed bar about overlap in companies that are carried out by a bank and its group entity are removed: RBI GUV Malhotra

File photo: Sanjay Malhotra, Governor of the Reserve Bank of India (RBI) | Photocredit: Bloomberg Large banks with subsidiaries in the same industry will say a sigh of exemption that the RBI sighed, said that the proposed bar about overlapping in the companies performed by a bank and is removed its groups. According to the […]

MPC maintains the status quo on repo rate and attitude

File photo: Reserve Bank of India (RBI) Governor Sanjay Malhotra attends a press conference after a monetary policy review in Mumbai, India, April 9, 2025 | Photocredit: Francis Mascarenhas The tariff panel of the Reserve Bank of India continued with status quo about the repo rate in the background of the inflation of the retail […]

RBI keeps the REP rate unchanged at 5.5% in the midst of tariff problems and relaxation of inflation

Reserve Bank of India (RBI) Governor Sanjay Malhotra | Photocredit: Francis Mascarenhas The Reserve Bank of India (RBI) held its policy interest unchanged on Wednesday at 5.5 percent for the second consecutive time, stating concern about the rate of uncertainties. The RBI governor Sanjay Malhotra, the fourth bi-monthly monetary policy of the current tax, said […]

RBI to introduce a risk-based deposit insurance premium model from FY26

The proposed model will distinguish banks through financial reliability, so that stronger banks can save on premiums Photocredit: Istockphoto The RBI plans to introduce a risk-based premium model for deposit insurance from the following financial year, making banks that are more healthy to save considerably on the premiums paid. The Deposit Insurance and Credit Guarantantie […]

How to build trust in your financial life – Moneysenense

A few weeks ago I received a press release from TD Bank. The head reads: “76% of newcomers are afraid of making financial errors.” Although I had my usual skepticism about what that number represents, I was not surprised by sentiment. Newcomers are of course afraid of making financial mistakes. Would it be less remarkable […]

A step -by -step manual for finding and planning a consultation with an inheritance lawyer

The following is a sponsored partnership. When a good friend or family member goes by, your time may be needed to arrange their estate. The Probate process supervised by the court includes managing the estate of a deceased person, involving many documents and steps. To help the simplest path ahead, you learn how to get […]