Taking good care of yourself doesn’t have to empty your wallet. In fact, some of the best self-care practices are simple, affordable, and easy to integrate into your daily routine. Too often we think of self-care as fancy spa days or expensive products, but true self-care is about creating small moments that boost your energy, […]
Your daily habits are the reason why you are rich, poor, or stuck in the middle class. Daily habits are the cause, financial circumstances, the effect. The rich habits are unique in the habit world because they create a ripple effect over other habits. One rich habit will give rise to countless complementary rich habits. […]
Did you know that saving money and living a more sustainable lifestyle go hand in hand? By cutting back on everyday purchases, you not only keep more cash in your wallet, but you also reduce waste. The truth is that small changes in what you buy can make a big difference over time. By cutting […]
It’s time to sit back, relax and enjoy a little Joe … Welcome to another exciting edition of Black Coffee, your unusual weekly digest of what’s going on in the world of money and personal finance. Well… another busy week is behind us. So with that in mind, let’s get this party started! Fire is […]
Rajiv Anand said he and the senior team are assessing every single business and support function to leverage opportunities for the Bank to improve its functioning and grow its business | Photo credit: REUTERS Accelerated provisioning for microfinance activities, sharp reduction in microfinance portfolio and lack of gains on government bonds impacted IndusInd Bank’s second […]
Largest private sector lender HDFC Bank on Saturday reported an 11 per cent year-on-year (yoy) rise in net profit for the quarter ended September at ₹18,640 crore, led by stable net interest income (NII) and other income growth. NII grew 5 per cent YoY to ₹31,550 crore, while other revenue rose 25 per cent YoY […]
If you’ve ever felt like money is slipping through your fingers no matter how hard you try, you’re not alone. Budgeting doesn’t have to be overwhelming or complicated; it’s just about giving every dollar a job and making your money work for you. The best part? Anyone can start, no matter where you are financially. […]
Image source: shutterstock.com In today’s world, more couples than ever are choosing a child-free life, and the benefits of that decision extend far beyond financial savings. Dual-income households without children (often called DINKs) enjoy a level of freedom, flexibility and opportunity that allows them to live on their own terms. With two steady incomes and […]
Image source: shutterstock.com Couples without children are often scrutinized and confronted with unspoken judgments or well-intentioned questions that reveal deeper societal expectations. From family gatherings to workplace conversations, the assumption that every couple should want children runs deep. Yet many childfree couples live fulfilling, purposeful lives that don’t fit traditional molds. Recognizing the assumptions that […]
If you’ve been following Irish financial headlines in recent years, you’ll have seen the names: BlackBee, Custom House Capital, Solar 21 and the latest, Arena Capital. All big stories, and all with painful lessons for investors in unregulated investments in Ireland. Families, retirees, hard-working savers and of course some speculative wealthy investors saw money they […]