The end of the year is often a time for investors to buy and sell stocks and clean out portfolios. Some investors allocate excess cash to new investments or add to existing assets. That’s why we discuss 5 stocking stuffers for Christmas 2025. It makes sense to review your portfolio and add undervalued stocks that […]
If you’ve ever stared at your investment account and wondered, “Wait…why are my stocks suddenly taking over my entire savings?”, then welcome: you’re officially in the “should I rebalance my portfolio?” moment. This article aims to help you understand when, why, and how often you should rebalance your portfolio without losing sleep. Rebalancing sounds nice, […]
Did you know that only 4 percent of Americans claim Social Security at their most financially optimal age? In this NGPF Podcast episode, NGPF co-founder Tim Ranzetta talks with financial educator Lucretia Ryan, founder of FinancialFreedomforWomen.orgwhile explaining the most confusing parts of Social Security and providing clear, actionable guidance. Lucretia explains why timing is so […]
With immediate effect, the changes build on previous tailor-made reforms. PFRDA, which oversees ₹15.78 lakh crore and 80 million subscribers, aims to reach 300 million by 2030. | Photo credit: iStockphoto India’s pension regulator on Wednesday issued revised investment rules for the country’s pension funds, allowing greater diversification in search of better returns. The Pension […]
How is the partner allowance calculated? I’ve covered this topic in several previous posts, but I thought I’d give it another try, to hopefully close this chapter for now. I have heard conflicting answers from different corners of the SSA world – both personally and from communications with readers. Too often there is a one-size-fits-all […]
US Federal Reserve Chairman Jerome Powell holds a press conference following a two-day meeting of the Federal Open Market Committee (FOMC), at the US Federal Reserve in Washington, DC, US, December 10, 2025. | Photo credit: REUTERS/Kevin Lamarque A sharply divided Federal Reserve cut interest rates on Wednesday, but signaled borrowing costs are unlikely to […]
A debt-free Christmas may sound out of reach, but it can make the holidays a lot happier and less stressful. Imagine starting the new year without the burden of holiday debt or the worry of paying off gifts for the coming months. This post explores compelling reasons why a debt-free Christmas is not only a […]
December can be a challenging month financially, with holiday costs, end-of-year bills and the pressure to give and celebrate. Managing financial stress is the key to enjoying the season without overspending or taking on unnecessary debt. By planning carefully, setting boundaries, and finding creative ways to celebrate, you can keep December financially healthy while still […]
If you search “how to save money” on Google, you will get 396 million results. With so many achievements, how is it possible that people still have trouble saving? I’m sure one of your New Year’s resolutions is also to save more money. Let me use a little analogy: one of my favorite movies is […]
When to say no to borrowing If borrowing money puts you behind, the answer should be a straight no, says Cindy Marques, certified financial planner and CEO of MakeCents. That’s because you may not be able to get the money back, she said. “It’s fair to intervene on the basis that you may not get […]