Should I rebalance my portfolio? Keep your pension on track

If you’ve ever stared at your investment account and wondered, “Wait…why are my stocks suddenly taking over my entire savings?”, then welcome: you’re officially in the “should I rebalance my portfolio?” moment. This article aims to help you understand when, why, and how often you should rebalance your portfolio without losing sleep. Rebalancing sounds nice, […]

NGPF Podcast: Lucretia Ryan, Top 10 Social Security Questions Answered

Did you know that only 4 percent of Americans claim Social Security at their most financially optimal age? In this NGPF Podcast episode, NGPF co-founder Tim Ranzetta talks with financial educator Lucretia Ryan, founder of FinancialFreedomforWomen.orgwhile explaining the most confusing parts of Social Security and providing clear, actionable guidance. Lucretia explains why timing is so […]

PFRDA broadens investment rules and allows pension funds to invest in the top 250 equities and commodity ETFs

With immediate effect, the changes build on previous tailor-made reforms. PFRDA, which oversees ₹15.78 lakh crore and 80 million subscribers, aims to reach 300 million by 2030. | Photo credit: iStockphoto India’s pension regulator on Wednesday issued revised investment rules for the country’s pension funds, allowing greater diversification in search of better returns. The Pension […]

Calculating Social Security Benefits Before FRA

How is the partner allowance calculated? I’ve covered this topic in several previous posts, but I thought I’d give it another try, to hopefully close this chapter for now. I have heard conflicting answers from different corners of the SSA world – both personally and from communications with readers. Too often there is a one-size-fits-all […]

The Fed cuts rates, but signals a long pause as policymakers remain sharply divided

US Federal Reserve Chairman Jerome Powell holds a press conference following a two-day meeting of the Federal Open Market Committee (FOMC), at the US Federal Reserve in Washington, DC, US, December 10, 2025. | Photo credit: REUTERS/Kevin Lamarque A sharply divided Federal Reserve cut interest rates on Wednesday, but signaled borrowing costs are unlikely to […]

13 Shocking Reasons Why You Need a Debt-Free Christmas – Money Bliss

A debt-free Christmas may sound out of reach, but it can make the holidays a lot happier and less stressful. Imagine starting the new year without the burden of holiday debt or the worry of paying off gifts for the coming months. This post explores compelling reasons why a debt-free Christmas is not only a […]

14 Smart Ways to Manage Financial Stress in December – Money Bliss

December can be a challenging month financially, with holiday costs, end-of-year bills and the pressure to give and celebrate. Managing financial stress is the key to enjoying the season without overspending or taking on unnecessary debt. By planning carefully, setting boundaries, and finding creative ways to celebrate, you can keep December financially healthy while still […]

Setting expectations is important when lending money to loved ones – MoneySense

When to say no to borrowing If borrowing money puts you behind, the answer should be a straight no, says Cindy Marques, certified financial planner and CEO of MakeCents. That’s because you may not be able to get the money back, she said. “It’s fair to intervene on the basis that you may not get […]