Travelers are expected to spend a record nearly $311 billion on flights and hotels this holiday season. What are the most popular strategies to save on travel costs? Answer: Fly on a non-peak travel day Stay with relatives/friends instead of getting a hotel room/vacation rental Tied: Use points/miles to pay for at least part of […]
Retail inflation, as measured by the CPI, stood at 0.7% in November 2025, up slightly from 0.3% in the previous month. | Photo credit: FRANCIS MASCARENHAS With India’s Consumer Price Index (CPI) remaining well below 2 per cent for the past three months and inflation expected to remain favorable through the first half of FY27, […]
The Atal Pension Yojana was launched in May 2015 to create a universal social security scheme for all Indians, especially the poor, the underprivileged and the workers in the unorganized sector. After opening savings accounts on a large scale under the Pradhan Mantri Jan – Dhan Yojana (PMJDY), women are making moves to secure their […]
It’s time to sit back, relax and enjoy a little Joe… Welcome to another exciting edition of Black Coffee, your unusual weekly digest of what’s going on in the world of money and personal finance. I hope everyone had a nice week. Without further ado, let’s jump right into this week’s commentary… Every cloud has […]
Matt Novello, Managing Director of FLX Media | Image credits: Institute for Innovation Development [According to a 2025 Wyzowl survey of a large cross-section of marketing professionals, video as a marketing tool is used by 89% of businesses and is considered integral to the marketing strategy of 95% of those marketers – an all-time high. Data reinforces […]
Buying secondhand is one of the easiest ways to save money without giving up the things you love. Many people think that used items are old or worn out, but that is not true. You can find great pieces that look like new, cost less and help your budget further. Once you start shopping this […]
Aldi 1 gallon whole milk – $2.95 1 32-oz box half-and-half – $2.45 1/2 gallon unsweetened almond milk – $2.25 1/2 gallon orange juice – $3.19 2 jars of spaghetti sauce – $2.78 2 cans French green beans – $1.50 1 3 pound bag of tangerines – $2.89 1 bag of spinach – $1.79 1 […]
I’m in a financial crisis and that doesn’t feel good. After buying my house in 2023 and living paycheck to paycheck for six months, I promised myself I would never return to this state. Yet here I am. Some of it is just bad luck, but some of it comes down to poor planning on […]
Why You Should Avoid Paying Your Credit Card Balance During the Holidays (and What It’s Really Costing You) There’s a number somewhere in the back of your mind. You know that song. A credit card balance (or five of them) that you haven’t looked at in weeks, maybe months. You know it’s bad. You just […]
Indian Overseas Bank Headquarters in Chennai | Photo credit: RAGHUNATHAN SR The Indian Overseas Bank (IOB) on Friday announced a cut in interest rates with effect from December 15, 2025, following the Repo cut implemented by the RBI in the recent MPC. The bank has reduced its External Benchmark Lending Rate (EBLR) – specifically the […]