Federal Reserve study warns about access to student loans for graduates

Beginning in July 2026, a new federal law will cap the amount graduate students can borrow, ending the long-standing ability to finance the entire cost of attendance with federal loans. Roughly one in three recent college graduate borrowers would have exceeded the new limits under current borrowing patterns, according to a new analysis from the […]

Today’s best 12-month CD rates for January 7, 2026: up to 4.10%

Certificates of Deposit (CDs) remain one of the most reliable short-term savings instruments, especially for those looking for guaranteed returns when interest rates fall. From January 7, 2026achieve the best 12-month CD rates up to 4.10% APY (annual percentage yield), with many banks and credit unions still offering returns well above the national average 1.63%according […]

How federal student loan rehabilitation will work in 2026

Student loan rehabilitation is a process of getting out of default that also removes the default from your credit, unlike consolidation, which resolves the default but retains the data. You can rehabilitate your loans by making 9 on-time payments on your loans subject to a rehabilitation agreement. Payments are means-tested, typically set at 15% of […]

Here’s how Nebius Group has just ensured it will dominate AI in enterprises

Nebius group (NBIS) has positioned itself for explosive growth by announcing it will be one of the first cloud providers to adopt Nvidia‘s (NVDA) advanced Vera Rubin NVL72 platform. This move ensures early access to Nvidia’s next-generation hardware, which will be rolled out in the US and Europe in the second half of 2026. While […]

Strategy wins reprieve from execution and remains in MSCI indices

Bitcoin treasury company Strategy (MSTR) was faced with an existential deadline of January 15 MSCI (MSCI), the global index provider. The company teetered on exclusion from the prestigious MSCI indexes due to its vast cryptocurrency holdings, which now exceed 50% of its total assets. MSCI had proposed setting up such ‘digital asset treasury’ (DAT) companies, […]

Is the dam breaking? How Morgan Stanley’s crypto ETFs could reshape the financial industry

In a bold move that signals the increasing embrace of cryptocurrencies by the mainstream financial sector, Morgan Stanley (MS) has filed S-1 registration statements with the SEC to track spot ETFs Bitcoin (BTC) and Solana (SOL). Yesterday’s documents mark the first example of a major US bank launching its own crypto ETFs, rather than just […]

The Canadian energy stocks I’m buying now: they’re a bargain

This year has begun again with geopolitical shocks as the United States attacked Venezuela, which has rich oil, silver and gold deposits. This sent gold and silver prices to record highs, while crude oil prices fell. Behind the stark difference in their momentum lay the nature of these raw materials. While gold and silver carry […]

Buy the Dip: 3 Stocks to Buy Today and Hold for the Next Five Years

The Canadian stock market has delivered strong performance over the past year, with the S&P/TSX composite index increase by about 30%. This progress was supported by interest rate cuts aimed at boosting economic growth. Additionally, robust momentum in resource-driven sectors, particularly mining companies tied to precious metals, and continued resilience in consumer spending lifted the […]