Now that 2026 is here, it’s time for our annual predictions column, where you tell us what you think will happen in the next twelve months. A few weeks ago we presented you with the results of the 2025 crystal ball predictions we made twelve months earlier. As usual, some people were dead wrong, while […]
Some people would like to know the how and why. Others just want to be told what to do. This post is for the second type of people, especially those who feel a little guilty about their finances. Maybe you’ve been out of residency for a few years and haven’t really paid much attention to […]
In this article Fannie Mae just increased a landlord’s potential income by expanding financing associated residential units (Brought). In doing so, the government-sponsored mortgage insurer has made it easier for ordinary investors to add rentable units cash flowand use and drive the land around properties they already own valuation. By expanding the ways in which […]
There is a new issue of Singapore Savings Bonds. I have followed almost every Singapore Savings Bond issuance since its October 2015 issuance. This graph shows the 10-year return (blue) and the 1-year return (red dotted line). Click to see a larger diagram. The February 2026 SSB bonds (SBFEB26 GX26020S) earn an interest of 2.25%/yr […]
Financial content is seasonal. Tax matters in the spring. Profit coverage is once per quarter. A person is contractually obliged to Sold in May blog post that month every year. At the moment it is a combination of looking back and looking forward. It’s forecasting season for the coming year – the biggest risks, opportunities, […]
The contribution limit for the Tax Free Savings Account (TFSA) will increase to $7,000 in the new year. Canadian investors have a new opportunity to put more money to work starting in January 2026. If you plan to invest in stocks, there is a way to protect your tax-free income from market fluctuations despite the […]
The stock market can go through cycles, but reliable dividend stocks tend to create their own rhythm over time. While growth stocks tend to grab most of the headlines during market rallies like the one in 2025, income stocks often do the real heavy lifting for entire market cycles. Investors focused on reliable cash flow […]
When you buy one share in a tax-free savings account (TFSA) and hold it, you give the compound room to breathe. The dividend can be reinvested without tax friction. The company can grow through cycles. Your costs remain low because you don’t trade. But the hardest part is picking a Canadian stock that can continue […]
After a powerful multi-year rally, the Canadian stock market is no longer the obvious bargain it once was. Since 2021 iShares S&P/TSX 60 Index ETF has more than doubled investors’ money, turning a $10,000 investment into about $21,000. The annualized return of approximately 16% far exceeds the 10-year market average of approximately 12%, and last […]
Benin erupted in sound and color again this weekend as Cotonou shook to the rhythm of a rarefied music festival hosted by the president’s son. International acts, a dazzling set-up, enormous publicity: it was all intended to give the country two and a half hours of collective euphoria, despite Benin’s political instability. But while the […]