DUBAI, UAE, January 30, 2026 /PRNewswire/ — BiteThe world’s second largest crypto exchange by trading volume, today announced its 2026 transformation into ‘The New Financial Platform’, a global financial ecosystem designed to expand access to modern banking, investment and payments infrastructure to the world’s underserved populations. The vision, unveiled by co-founder and CEO Ben Zhou at the biannual event main note session positions the company beyond its origins as a cryptocurrency exchange and into a unified financial platform that connects crypto, traditional markets and real financial services.
Central to the strategy is a long-term mission: to empower the 1.4 billion underbanked people globally by removing barriers to participation in the modern financial world.
Millions remain excluded from reliable access to banks due to geography, infrastructure limitations or restrictive financial systems. Bybit’s platform architecture uses blockchain technology to deliver always-available, borderless financial services that integrate seamlessly with the regulated fiat infrastructure.
“Finance should not be limited by geography,” he said Ben Zhou, co-founder and CEO of Bybit. “We’re building a financial infrastructure that connects crypto tools to real-world economic activity. Our mission is to remove the barriers that people struggle from the modern financial world and create a system that is always accessible, efficient and global in scope.”
MyBank: Retail banking without borders
A cornerstone of this initiative is MyBank, Bybit’s new retail banking layer that will be launched in February 2026. MyBank offers dedicated accounts that simplify high-value fiat on- and off-ramps while enabling daily financial transactions across borders within the compliance framework.
The service is designed to address real problems faced by users in emerging markets: slow transfers, limited access, high costs and limited products. By integrating crypto liquidity with bank rails, MyBank enables faster and more cost-efficient capital use for individuals and businesses with banking-level experience.
ByCustody: institutional-quality asset protection
Financial inclusion requires trust. Bybit’s institutional custody framework, ByCustody, supports more than $5 billion in assets managed by more than 30 professional asset managers on the platform. The custody architecture supports secure segregation of client assets, allowing institutions and private wealth clients to operate with traditional financial safeguards while accessing digital markets.
More than 2,000 institutions now use Bybit’s infrastructure – up 100% year-over-year – due to growing demand for hybrid financial platforms that bridge traditional and digital asset ecosystems.
A uniform financial infrastructure
Bybit now serves more than 82 million users in 181 countries and regions, supported by:
- Connectivity to nearly 2,000 local banks and more than 58 fiat gateways
- More than 200,000 P2P merchants worldwide
- More than 2.7 million Bybit Cards have been issued worldwide
- Support for local fiat payments in more than 10 countries via Bybit Pay
- $7.1 billion in Bybit Earn AUM, generating $110 million in revenue for users by 2025
- As of January 29, 2026, Bybit led the spot trading of XAUT (Tether Gold) worldwide with a market share of 16%
Bybit TradFi emerged from the world’s first TradFi product from a crypto exchange in 2022 and now integrates more than 200 TradFi instruments, with plans to launch 500 trading pairs in the first quarter, including stock CFDs, forex, commodities and indices, in addition to crypto markets – creating a single environment for users to manage diversified financial activities.
Compliance-driven global expansion
Bybit’s platform evolution is being built in line with evolving global regulatory frameworks and in collaboration with recognized banking and custody partners. Institutional onboarding standards, custody architecture and transaction monitoring systems are strengthened to meet the expectations of regulators and traditional financial participants.
The company maintains active partnerships with more than ten global banks and custodians, enabling unified collateral systems where fiat, traditional assets and crypto holdings can coexist securely.
AI as financial infrastructure
Artificial intelligence is deployed as the core infrastructure for Bybit’s operations – not as an add-on feature, but as a system-wide efficiency engine.
AI adoption has already improved engineering productivity by 30%. In 2026, Bybit will roll out:
- AI4SE, aiming for a 50% efficiency gain throughout the entire software lifecycle
- An enterprise-wide AI agent network that supports risk management, compliance monitoring, customer service and analytics
- Enhanced TradeGPT, a personalized AI assistant that simplifies access to financial markets
This AI framework is designed to reduce operational costs, improve risk management, and scale financial services to underserved populations.
“This transformation is about mainstream finance,” Zhou added. “We are going beyond niche crypto services to build a new financial platform where crypto becomes a core part of real-world financial operations – helping users in both traditional and crypto markets unlock more efficient use of capital.”
#Bybit / #CryptoArk
About Bybit
Bybit is the second largest cryptocurrency exchange in the world by trading volume, serving a global community of more than 80 million users. Founded in 2018, Bybit is redefining openness in the decentralized world by creating a simpler, open and equal ecosystem for everyone. With a strong focus on Web3, Bybit strategically partners with leading blockchain protocols to provide robust infrastructure and drive on-chain innovation. Known for its secure custody, diverse marketplaces, intuitive user experience, and advanced blockchain tools, Bybit bridges the gap between TradFi and DeFi, allowing builders, makers, and enthusiasts to unlock the full potential of Web3. Discover the future of decentralized finance at Bybit.com.
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