RBI has also proposed to include the framework introduced in 2016 that the lending by banks does not approve of specified borrowers (with credit limit of the banking system of £ 10,000 crore and higher). | Photocredit: Dhiraj Singh
The RBI relocation to improve the lending of banks to stock market investors will deepen the market and make retail investors larger bets while investing in both primary and secondary markets.
The RBI banking line has proposed to remove the legal ceiling for lending against listed debts and improved limits for loans by banks against shares of £ 20 lakh to £ 1 crore and for IPO financing from £ 10 lakh to £ 25 lakh per person.
RBI has also proposed to include the framework introduced in 2016 that the lending by banks does not approve of specified borrowers (with credit limit of the banking system of £ 10,000 crore and higher).
Anil Gupta, senior vice-president en co-groepshoofd, ICRA, zei dat de ontspanning van kredietnormen, waaronder de verwijdering van wettelijke caps in lening tegen vermelde schuldbewijzen en verbeterde limieten voor kredietverlening tegen aandelen en IPO-financiering zullen banken verder versterken bij het ondersteunen van marktgroei, hoewel de hogere financieringsgrenzen die genoten zijn van de hogere financieringsgrenzen, Although the higher financing boundaries that were enjoyed, continue with the edge of a competition.
RBI has also expanded the loans from banks by allowing it that it finances business acquisitions that will deepen their role in capital market activities, he added.
Sanjay Malhotra, De Gouverneur, RBI, justified the RBI relocation, said that the major exposure framework for banks the credit concentration risk for a certain entity or group at an individual bank level, concentration risk at the banking system at the level of the banking system, is managed by specific Facro-Pro’s.
In an attempt to reduce the costs of infrastructure financing by NBFCs, RBI proposed to reduce the risk weights that apply to loans by NBFCs to operational, high -quality infrastructure projects.
Mahendra Kumar Jajoo, CIO (vast inkomen), Mirae Asset Investment Managers (India), zei dat de beleidsevaluatie veel belangrijke maatregelen heeft die verder gaan dan de tariefaanpassingen, zoals de beoordeling van ECL (verwacht kredietverlies) kader (kapitaalmarktblootstellingslimieten voor banken en grote expositienormen, die mogelijk een belangrijke impact hebben op het gemak in de financiële dienstensector en dieper Setting market and the in -depth lending and capital market companies.
“In terms of the immediate impact, it is expected that money market rates will further illuminate, while the long -term rates will probably remain accessible,” he said.
Ajay Garg, CEO, SMC Global Securities, said that the RBI reforms can offer an important boost to the stock market industry, improve liquidity, broaden investment participation and make it possible to gain access to greater allocations in IPOs.
Indian banks now have a stronger framework to finance business acquisitions efficiently. Increased credit access and higher credit limits are expected to stimulate mergers, acquisitions and investments, he added.
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Published on October 2, 2025
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