AB Capital Q3 Results: Cons PAT up 33% YoY to Rs 945 crore, revenue up 27%

Aditya Birla Capital reported a 33% increase in consolidated net profit in the December quarter at Rs 945 crore, compared to Rs 708 crore reported in the year-ago period. The profit after tax (PAT) is attributable to the owners of the company.Operating income from operations stood at Rs 11,952 crore in Q3FY26, up 27% from Rs 9,381 crore in the corresponding period last fiscal.

Excluding the one-time impact of Rs 38 crore from the new labor law in Q3FY26 and the residual profit of Rs 9 crore (after tax) from the sale of ABIBL in Q3FY25, consolidated profit after tax rose 41% year-on-year to Rs 983 crore, the company filing said.Meanwhile, consolidated revenue rose 30% year-on-year to Rs 14,181 crore, based on Ind AS’s statutory reporting, where asset management, wellness activities and health insurance are not consolidated and included under share accounting, the company filing said.

PAT rose 10% sequentially from Rs 855 crore in Q2FY26, while revenue grew 13% quarter-on-quarter compared to Rs 10,595 crore in the July-September quarter of FY26.

Total loan book (NBFC and HFC) grew 30% YoY and 7% sequentially to Rs 1,90,386 crore as on December 31, 2025. Total AUM (AMC, life and health insurance) grew 19% YoY to Rs 5,98,166 crore as on December 31, 2025.

Individual first year premium for life insurance grew 19% y-o-y to Rs 3,076 crore in 9MFY26 and gross written premium for health insurance grew 39% y-o-y to Rs 4,651 crore in 9MFY26. Disbursements rose 41% year-on-year (YoY) to Rs 21,417 crore, while assets under management (AUM) grew 24%. YoY and 6% sequentially to Rs 1,48,182 crore.

Earnings before tax (PBT) grew 29% y-o-y and 8% sequentially to Rs 1,036 crore and return on assets (RoA) improved by 15 bps y-o-y and 5 bps sequentially to 2.25%.

The gross phase 2 and 3 ratio improved by 145 basis points year-on-year and by 23 basis points sequentially to 2.80%.

Read more: Adani Enterprises Q3 results: Cons PAT rises 97 times YoY to Rs 5,627 crore on one-time gain, revenue rises 9%

Fundraising plans

Aditya Birla Housing Finance has raised Rs 2,750 crore in growth capital from Advent International at a valuation of Rs 19,250 crore, on a post-monetary basis, to maintain growth momentum and increase market share.

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