5 must-know facts about Ripple, XRP and RLUSD endorsed by CEO Garlinghouse

Ripple’s CEO, Brad Garlinghouse, recently a message on X with five ‘undisputed’ facts about the company and the two native tokens.

The community was quick to tackle the highlights and ask questions and when the XRP army will have spot ETFs.

indisputable $ XRP facts

1. XRP has been used for over -transfers and cross -border payments for years and will continue to do so.

2. XRP is much more than just what Ripple does. See RWA/Equity/Asset Tokenization, Defi, NFTS, ECT. Hundreds or even thousands of projects …

– Xrpl_adam (@xrpl_adam) September 4, 2025

The mail starts with the role of XRP as a cross -border payment and its growing use for transfers. According to Xrpl_adam, this trend will not slow down quickly.

The wider wrinkle ecosystem, including the Native Network XRP whides, consists of many different components, such as Defi and NFTs. It also organizes numerous different projects and makes large waves in the assets token reasons space, as this report confirmed.

Thirdly, the post focuses on Ripple’s Stablecoin, who saw the daylight at the end of last year. Instead of competing with other traditional stablecoins, such as USDT and USDC, RLUSD has institutions in mind. Nevertheless, it has grown into a market capitalization of more than $ 700 million in less than a year of existence and it is said to be used in some important deals within that time frame.

The fourth point that is raised by Xrpl_adam is about XRP and its approval by a few companies as a Treasury activa. In addition, the user mentions the 15 spot XRP ETF applications that are on the SEC agency, which, at least according to experts, must be approved at the end of the year. So far, however, the agency has only delayed to make a decision about one of them.

Finally, the post indicated that Ripple’s XRP is the third largest layer-1 network in the cryptocurrency room, with only Bitcoin and Ethereum. It emphasized the history of the property, which has been transmitting for more than ten years, and concluded that “it does not go away.”