While the Canadian stock market will continue to reach new heights in 2025, it is becoming increasingly difficult for foolish investors to spot the next big winner. In general, the best chances of companies that quietly build on their strengths and at the same time meet real customer needs. One Canadian financial shares currently does exactly that. It expanded its credit activities, achieved more customers and achieved results that speak of endurance.
In this article I will share four important reasons why pushy (TSX: GSY) could currently be one of the most fascinating purchases on the market.
Record -breaking loan growth
Interesting is that Goeesy has been on a remarkable growth path lately. In the second quarter of 2025 the company arose a record of $ 904 million in loans, which reflects an increase of 9% compared to a year ago. That pushed his loan portfolio to $ 5.1 billion, an impressive increase of 23% (year after year). As the demand for credit increased, her loan applications increased by 23% compared to the same period in 2024.
What makes this remarkable is that the growth encountered multiple channels-sted loans, automobile financing, loans for equity and financing of the point of sale. This level of diversification in the development of loans not only feeds sales growth, but also spreads the risk of product lines.
Consistently strong profit power
When a company can book higher income, even in a changing interest rate and regulatory environment, it indicates a resilient business model. In the last quarter, Goeesy’s net profit rose by 32% JoJ to $ 86.5 million.
This says investors that the most important profitability of the company remains intact, despite certain headwinds such as a lower annual return on loans as a result of a growing share of secure credit products and a government interest rate.
With GSY shares that are currently traded at $ 200.63 per share, a market capitalization of $ 3.2 billion, and an annual dividend yield of approximately 2.91%, Goeesy investors offers both capital growth potential and income. That perfect balance can be especially attractive for long -term investors.
Improvement of the credit quality
One of the greatest risks for lenders is credit losses, but Goeesy has also improved here. In the second quarter, the annual net-off-off rate was 8.8%, a decrease of 9.3% last year. This improvement came from improvements in the insurance technical and a healthier mix of loans, with 48% of the portfolio that is now protected compared to 44% a year earlier.
This is important because better credit performance not only supports profitability, but also offers more flexibility to grow the loan book without taking excessive risk.
Solid Dividend Growing Track Record
While Goeesy continues to grow, the rewarding shareholders also makes a top priority. The company has paid dividends for 21 consecutive years and has increased its payment by 11 years in a row. The most recent quarterly dividend was set at $ 1.46 per share, to be paid in October 2025.
That history of returning cash to shareholders, while it is also supplied considerable capital valuation, clearly shows that its management value appreciates investment returns in the long term. In the past decade, the share has risen more than 1,000%, making it one of the strongest artists on the TSX at that time.
When you combine this track record with the current growth momentum of the company, it is easy to see why some investors can see it as a top Canadian shares to buy for the long term.
#reasons #buy #shares #tomorrow