Your lunch break is probably the most underrated asset of your day.
While it’s tempting to spend that time grabbing a sandwich or catching up on the headlines, you’re actually leaving money on the table.
You don’t need a second job to improve your monthly cash flow; all you need is your smartphone and a little focus.
We’ve found 10 proven methods to generate income in the time it takes to clean your plate.
1. Provide a hard asset bonus
The smartest way to make money is to get paid for something you should be doing anyway: protecting your future. Right now, the top precious metals companies are in an arms race for new customers, and you can take advantage of the competition.
Get a $500 Head Start: Lear Capital is a leader for motivated investors. Simply request their free asset protection kit, and when you make a qualifying purchase of $20,000 or more, you’ll receive a $500 bonus credit to kick-start your new account.
Unlock up to $25,000 in free silver: If you’re ready to make a big move, American Hartford Gold offers up to $25,000 in free silver on qualifying purchases, instantly increasing your net worth as soon as you fund your account.
offers up to $25,000 in free silver on qualifying purchases, instantly increasing your net worth as soon as you fund your account.With both companies, you can secure these bonuses in the time it takes to drink your morning coffee.
2. Save up to $1,200 on your insurance
How would you feel if you found out you were throwing away $1,200 a year just to cover an insurance company’s profits?
It is very possible. But there’s only one way to know for sure.
This new car insurance tool With just a few clicks you can see if you are paying too much for your car insurance.
This new comparison tool for home insurance exposes what home insurers don’t want you to see: identical coverage for hundreds less.
Now take three minutes, click on those links and see if you can save some serious money: that’s what I did.
But don’t forget the main rule: if you find ways to spend less on big expenses, don’t waste that extra money: put it into your mortgage or invest it.
3. Earn up to $1,370 per month with simple tasks
Many companies let you make money by taking surveys, completing tasks, signing up for things, or playing games.
But FreeCash is in a class of its own.
Freecash has the fastest payouts (we’re talking instant!), with minimum withdrawals starting at $5. Plus, you can cash out using PayPal, cryptocurrency and gift cards – the choice is yours. Free cash users have already earned over $87,000,000!
So try FreeCash. It’s the fast, fun way to make real money. Don’t waste another minute – Freecash is waiting for you!
4. Double your retirement savings
To manage your money well, you need to work with a professional. It’s absolutely worth it. If you don’t do this, you could be missing out on some serious financial benefits.
A Vanguard study proves it: $500,000 invested over 25 years grows to $1.7 million solo, but $3.4 million with an advisor. There is still $1.7 million on the table, and every day you wait the difference increases.
SmartAsset takes 2 minutes: answer a few questions, get matched with experienced professionals with proven track records, receive instant personalized advice.
If you have $100,000+ invested, you are already losing significant money. The consultation is free, without obligation and without hidden costs. Even one meeting can change your retirement trajectory.
Stop the bleeding: get your free match now (2 minutes).
Carefully review the methodologies used in the Vanguard white paper: “Valuing Your Worth: Quantifying Vanguard Advisor’s Alpha.”
5. Eliminate high-interest debts within 48 hours
If you’re juggling multiple credit card bills, you’re likely losing the battle against compound interest. Stop letting debt eat up your paycheck. With a personal loan, you can pay off those nagging balances immediately and replace them with a single payment with a lower interest rate and a clear end date.
View your new rate within 2 minutes without affecting your credit score.
Modern lenders can deposit money into your account within 24 to 48 hours. You don’t have to visit a bank branch or have an awkward conversation with a loan officer. You just need to review your options.
Click here to consolidate your debts today.
6. Leave your family $3 million richer
Want to know the secret to sleeping better at night? (Hint: it’s not another meditation app).
If you are between 20 and 59 years old and do not live in New Yorkit’s time to consider term life insurance that won’t make your wallet cry.
With Ethos you can get up to $3 million in coverage for less than your monthly streaming subscriptions.*
Why Ethos? Because no one likes paperwork or doctor appointments.
• Skip the medical exam (in most cases) and apply from the comfort of your couch**
• Get approval faster than your pizza delivery person (90% get approval immediately)
• Choose coverage that fits your budget, like your favorite jeans
• Includes $898 Free Will and Estate Planning Tools*
Get your personalized quote faster than you can say ‘financial responsibility’. Phone friendly, website friendly and Phobe friendly with a 30 day money back guarantee.
Because keeping your family safe shouldn’t be any harder than putting together IKEA furniture.
Get term life now → Simple online application available.
7. Stop paying full price for retail purchases
Are you over 18? Then you qualify to save hundreds of dollars every year by simply joining AARP.
“What?” You say, “I thought AARP was for retirees.”
It turns out you don’t have to be 50 or older to join AARP. And members get discounts on hundreds of things, like:
- Up to $200 per person off flights
- Up to 30% discount on rental cars
- Up to 15% discount on restaurants
- Up to 20% discount on hotels
You’ll also save on glasses, prescriptions, meal delivery and much more. And that’s not all. AARP offers a Fraud Watch Network, job opportunities, retirement planning tools, games and lots of information, programs and resources.
Anyone trying to save money can’t afford it not to join AARP, especially since the cost is only $15 per year with automatic renewal. You will probably recoup the costs in the first week. Click here and check it out.
8. Turn your biggest asset into a payday
When home prices rise, smart homeowners turn to a home equity line of credit (HELOC) replacing high-interest credit card debt with loans with a much lower interest rate.
The savings from simply swapping credit card interest for HELOC interest can amount to hundreds annually.
Those savings can ultimately help pay off your house.
HELOCs could be the fastest, easiest, and cheapest way to get extra cash for whatever purpose, from consolidating debt to upgrading an outdated kitchen: HELOC rates are less than half of what credit cards charge
Money.com comparison page in seconds shows you the best rates in your area so you can be sure you’re getting the best deal.
Check it out right now.
9. Pay 0% interest until 2027
If you have outstanding credit card debt, getting a new 0% APR credit card can ease the pressure as you pay off your balance.
Our credit card experts have identified the best credit cards that are perfect for anyone who wants to pay off their debt and not add anything to it!
Click through to see what the hype is about.
10. Don’t get caught with a $4,000 repair bill
The costs of car repairs are skyrocketing. One store told Consumer Reports that the average repair was $1,600 a decade ago. Today, the average bill is $4,000.
Unexpected financial shocks are a major cause of retirement stress. With repair costs rising, one transmission failure can wipe out months of hard-earned savings.
Stop gambling with your financial future. Stamina pays the technician directly, so that your pension money stays where it belongs: in your account.
They cover vehicles up to 20 years old. Including 24/7 roadside assistance and rental benefits.
Protect my retirement savings now.
BONUS: See this week’s hottest stock recommendations
Wall Street’s most accurate indicator points to a small percentage of stocks heading for explosive gains.
This little-known indicator has given savvy investors a chance at 762 double-, triple-, and even quadruple-digit returns over the past three years. That’s an average of one big winner every day the market is open.
Recent recommendations have risen to +812%, +1,340% and even +2,027%.
Many are stocks that the average investor never hears about.
→ See the most promising stocks this indicator highlights this week.
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